What is who pays for instant dream home?

As an AI language model, I do not have access to information on the specific program or service called "Instant Dream Home". However, in general terms, the payment for a dream home can vary depending on the financing and ownership options chosen. Potential sources of payment may include personal savings, loans from financial institutions, and mortgages. Real estate developers and builders may also offer financing options or payment plans for their properties. Additionally, government programs and grants may be available to assist with home ownership costs for certain individuals and families.